Organization - The Budget

So, my newest obsession these days is money management, better known as BUDGETING. The term budget has only ever been a part of my vocab when referring to things I don't do. Mark and I are in our 10th year of marriage and undeniably this is an embarrassing little tid bit to share, but once again, this is Jamie, queen of all things backwards. I don't typically do things in the correct order, in fact, I think I'd make a great poster child for Experiential Learning Cycles, (maybe not, I don't think there's a 10 stage learning cycle). Better late than never, right? Just think of all that I have learned from NOT budgeting all these years, think of all that gusto now that I've finally found the last stage of said learning cycle.

The scoop...I now have a four page budgeting spreadsheet, along with two additional 2-page spreadsheets for the kids to manage their money as well. (If they inherited their momma's backward tendencies they need to start their experiential Learning cycle a bit early, right?) We're using a little bit of Dave Ramsey's envelope budgeting method, an ounce of my friend A's method and a dash of my own method that seems to be evolving on a daily basis. Really, it's all just common sense, with a few tools that force you to see what you thought you really didn't want to...but in the process you've realized the more you see the better you feel. I could compare it to good housekeeping- Everything has a place; but instead of the "stuff" having a place, we're talking about dollars. Instead of cramming everything in a closet for the instant gratification, we're planning where it all needs to go. Imagine that!
No, this is not rocket science.
Yes, we've always know we should be doing this.
No, you cannot have any of our money when we're rich like Thurston Howell.

We are super excited about this, and have spent a LOT of time planning and adding and getting real. More than anything though, I'm excited that our kids will get to see what it's like to WANT, and then to GET once they've achieved their goals, instead of wanting and then magically getting.
For example, last night we went out to dinner, (our planned Friday night dinner) and the kids both ordered sodas with their meals (a Friday treat). Fast forward...we're on our way home and they ask to stop at Mc Donalds for an ice cream cone. I told them that we already spent our budgeted out to dinner money for the night, but maybe next time if that's what they want to do they can order water with dinner and use that money for ice cream afterwards. They didn't push the subject because how can you, once the money is gone, it's gone, there is no other option.
If we don't have the money for something, there's no reason they shouldn't know that. If it doesn't fit within our budget, they should know that. We are teaching them nothing about being responsible with money by shielding them from the fact that YES, we do have a limited amount of money. With that being said, they now have a bi-weekly paycheck, just like Mark and I, that they have to manage. They have a register where they keep track of their money, just like a check register. They also have a savings register where they deposit 10% of their "paycheck" for whatever it is that they are saving for...for Ash it's a car. Alex doesn't have anything he's saving for yet, but that's the cool part, it doesn't always have to be for something he wants now, it can be for something unplanned. The point is to get them to experience the thinking process that should go along with spending money, which up until now, has only been an action...for kids and parents alike.

1 MORE day...AGAIN

What is wrong with me!??? I can't seem to remember ANYTHING these days, really, it's bad. I find myself walking around in circles trying to remember what exactly it was that I was doing... that bubbling sound, what is it...it's the pasta overcooking in WATER on the stove top, oh yeah, dinner. You have a basketball game? What, you mean TODAY? OH yeah. See the four bowls on the counter over there... you were feeding the dogs, REMEMBER??? Oh yeah, that.

And then there's today. It was after noon and Mark had still not called to say he was on his way home, I was getting a little worried. A hunting trip with four children pretending to be adults (three of which are brothers), I have to admit, does scare me a little...so it's late, he still hasn't called. I'm imagining things I really don't want to be imagining so I send him a text: "When do you think you'll be home?"
Seconds later, I get his response "Tomorrow in time for dinner."

HUH?? Am I really THAT bad?? How did I forget what day my husband, my best friend, with whom I've missed dearly is coming home?? That's beyond sad, it's just plain pathetic. Last night I told the kids daddy would be home this afternoon and they made him huge signs and put them up in the garage where he'd see them as soon as he got home. They were both anxious to see their daddy today. And now I get the wonderful job of telling them that their mom is a moron and can't remember jack.
Maybe I need to start taking my vitamins again.

On a happier note, here's the adorable sign Ashley made on huge post it poster paper:



In case you can't read it, it says:

Dear Daddy,

While you were gone we made friendship mix! Yummy! (and ate it all without you!) Haha!
Alex went to a party for Connor at Jags! He hurt his toe very badly (obviously) But he had fun :D
He got 100 on his math/shapes test. Dudley farted about 10 million times, Abby never stopped barking.
Sarge slept with Sissy. Sadie was a good girl, of course, and Ashley read A Christmas Carol.
Alex can successfully sing all of Jingle Bells! Haha…again! Ashley played in her basketball game against
Running Brushy. They owned! Her team went shopping and wrapped presents for the family they adopted and much,
Much more!

Love Alex and Ashley!

And suddenly it's December

Wow, it's been so long since I've blogged, it's hard to know where to begin! About two months ago my hard drive crashed, FINALLY, I'm back up and running and have so much to blog about. I really need to get back to blogging more often, aside from family and friends being out of the loop, I MISS IT!

So, I guess in order to get caught up, I should just run down the list of things going on in the Urben household. For starters, YES, the pool is complete, and has been for quite some time, however, we are STILL waiting on the right retaining wall blocks to be delivered. Meanwhile, the wrong blocks are still taking up a large portion of the driveway. A few weekends ago, Mark and I sodded the backyard, and nearly killed ourselves doing so. Let me just say, that is something I will NEVER do again. We worked for over ten hours straight taking no more than 15 minutes here and there for breaks. It took me days to recover...just another reminder that I am completely out of shape. But hey, the grass looks fantastic. We decided to go with Jamur Zoysia, a drought tolerant, traffic tolerant and slow growing gorgeous turf that should save us a whole heck of a lot of time and money in the long run.
We also decided to rock the back stretch of yard in lieu of trying to keep sod alive. During heavy rainstorms we have a full on flowing river that runs the back four or so feet of the yard. We decided to just let it do its thing and now it can run freely through the rocks without tearing up our yard, or creating a mud hole for the dogs to play in. We used about 10-12 truck loads of 2-3 inch rock which equates to about 10-12 tons. Another project we're so thankful to be done with!

I'm not sure what I've updated about the kids, so if I repeat myself, forgive me.

Ashley was on the A team for Volleyball and finished her season a couple of weeks ago. She had such a blast playing for the team, and now can't decide which sport she loves most, basketball or volleyball. Basketball tryouts were last week and we are so proud of our girl for once again, making the A team! Her first game is tonight and I am really looking forward to it.
Along with basketball practice every morning at 7:15, she's also doing training with Magic Volleyball, a club out of Round Rock that practices 4 hours each week. She has already made soooo much progress with this group, I can't imagine all that she'll learn between now and April.
As for school, she's doing SUPER. 7th grade is typically a tough year for kids, but so far that hasn't phased her a bit. On her first report card she had all A's and two B's (an 88 and 89). While this is her first time to not make honor roll, I'm so so proud of her holding it all together so well with sports, friends and boyfriends (ugh, yes, I said boyfriends).

As for Mr. Alex, he just finished his NFL flag football season and his team ended up with the Super Bowl win. He's so proud of his trophy, he seriously didn't put it down for an entire day. He loves riding his new bike that we bought him for his birthday and spends a lot of time playing wii and his Tony Hawk X Box game. He's doing well in school, no problems to speak of. Now that football is over he's itching to try something new. He's mentioned BMX and Boy Scouts, both of which I have no clue about. I've tried looking in to BMX, but I'm not sure I get it. It seems that you just show up to the track, practice and then jump in on races? If anyone knows anything about this HELP!

Mark is still at Apple...thank goodness! I think he's meshed well with the Apple crowd and is enjoying himself as much as one possibly can going to work each day.

He's still hosting poker every other Thursday with the same group of guys. They are still having a blast pretending they're not old farts for one night every two weeks.
He's also still working out regularly and looks and feels better than he has in his entire life. His dedication to his health and fitness such and inspiration to me. And I must say, I'm certain that I have the best looking husband ever.

Ahhh, that feels better even if it is only a half ass update. Now at least I can start fresh update as things come up without feeling like I can't because it's been so long!
At some point I need to upload pictures...maybe I'll find some time this weekend.

Testing, One, Two

Friday's progress proved to be just enough for a little fun. Since they're still working on backfilling, we could only fill the pool to the level of the backfill....which proved to be JUST enough. Alex and his two neighbor friends had a BLAST swimming, and I had just as much fun watching. THIS is what it's all about!

Friday night: Excuse the poor quality...I was using a cheapy camera.

Saturday Morning, crack of dawn, 6:30 to be exact, my darling husband set out to purchase the remaining tools and supplies for building the fence. With the help of Joe the magnificent, we spent the next 14 hours building our fence. And believe it or not, we actually had FUN. My husband is amazing. I'm just in awe at his abilities. No problem was too complex. And every solution turned out to be a masterpiece. I'm dead, I'm sore, I'm weak, but more than anything I'm SO PROUD of us!!!

Pool Progress

I updated my Day 1 post for anyone that's interested. End of Day 1

Today mark and I finished putting the back fence up. I'm soooo proud of Mark. He built the fence himself, installed the post holders in to the concrete retaining wall and all I had to do was help him put the segments in place. He did an excellent job of measuring, the segments went in trouble free and took no time at all.

Some before and afters of the fence:

Before: (Yeah, not such a pretty site, eh?)




After:

Starting Over

Yesterday was Mark's first day at Apple. He left at 7:45, and was home a little after 6. As much as I missed him, I have to say, it was such a relief for me to get my routines back. Since he's been home, we've all been a little out of whack, with no real routine to speak of. No real defined roles...we just sort of flew by the seat of our pants. That was fun. For a while.
While he was home, we both did an incredible amount of nothing. With two of us responsible for keeping the household running, there was much more down time than either of us have ever had in our own home. If you know me, you know that when I'm at home, I'm typically on my feet. I don't sit back and relax, and really, I wanted to, I just didn't know how to let it all go and allow myself that luxury. Nothing a crash course in relaxation couldn't fix.

So, here we are, back to normal, and ever so thankful for the opportunity to have it all back. I broke out the Fly Lady checklist on Sunday. God I love checklists. This is my list of chores broke down in to daily, weekly, and monthly tasks. It's fail proof. I've had these checklists for about 3 years now and I've learned that with the checklists momma's happy. Anyway, breaking out the lists was like seeing an old friend again. That checklist and I have a lot of catching up to do, and strange as it may sound, I'm anxious to rekindle that relationship we use to have. Like a slice of normal pie.


Something I thought was pretty cute: Any guesses as to what Mark can get for free all day long everyday from the cafeteria at work?

Nationals...and other juice

Ashley and I made our way to Navasota, TX last Tuesday, along with 11 other teammates and numerous parents to watch our 6th graders play in the Dribblers National Tournament. We fully expected it to be a two day trip considering the talent pool that the tournament brings in, however, two days turned in to four, and four days in to a second place finish.

It was an excited four days that I'm sure the girls will talk about for most of their lives. The opportunity to play the in the Championship game is a rare one, and for Georgetown, it was a first. It was so, so exciting to be a part of.

I took about a thousand pictures that I will post as soon as I can. I'm still working on the photos from Tiesa's wedding that Mollie and I shot last weekend. I have SO much to do. This was my first time to use my new camera and lens for Basketball, and I'm anxious to see the improvements!

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In other news...you know what they say about an Apple a day...well, for us, it will be keeping more than the doctor away, it will be keeping the bill collectors, psychiatrists and marriage counselors away. After 4 1/2 months of unemployment, Mark is on his way to becoming an Apple employee. We are all so relieved, excited, anxious and thankful that the wait is over.
They're running background checks and going through all the standard procedures right now, but barring any unforseen circumstances, he's in! I feel like I took a deep breath months ago and forgot to let it go. Finally, we can all exhale knowing that everything is going to be just fine.

Birthday, Summer and other schtuff

I'm officially in the 30 club...Now that I'm 31, I'm no longer just a newbie, I'm officially making my way to 35 err 40. I'm not sure how this happened so fast, one day you're in your 20's just getting along with all the new changes, marraige, babies, dreams coming to fruition and then BAM! Suddenly, you're the age your mom was when you remember thinking how OLD she was and how that was eons away and truly, you're invensible and that probably won't every happen to you anyway. So here I am, 31, with a soon to be first grader and a soon to be SEVENTH GRADER, going on 9 years of marraige. Wow. I remember being a kid wondering why it had to take sooo looong for that next birthday to arrive...now they just sneak up on me and before I know I'm ANOTHER year older. Time flies when you're having fun I suppose.

Well, the kids are on their first official day of summer break. Yesterday was an interesting experience. I drove Alex to his last day of Kindergarten, his last day with the most precious teacher on the face of the earth, and the last day for me to ever have a kindergartener. I was reflecting back to the first day of Kinder and remembering how uncertain I was that this was the right thing to do. It was probably the hardest day of school I had all year. I did so well, dropped him off virtually tear free...and then I hit the doors leading out of the school and BAM, the emotions took over like a storm and that was all she wrote. The floodgates opened and I felt like I'd just left my soul in that Kinder room with a bunch of complete strangers.

Ironically, the ride to school yesterday was quite similar. Emotions were in full swing, but this time it wasn't momma, it was my little pumpkin. He fought back tears the whole way to school and eventually he lost the battle and wept for his Kindergarten year coming to an end. It touched me to see how special this year has been to him, and to know that I did make the right choice by sending him to public school. He had an incredible kindergarten experience that I know has set the foundation for so much that is yet to come.

Miss Ash, well, as thankful as she is that she can temporarily shut off her alarm clock, she's as equally forlorn that she'll be missing her buddies...girls AND boys. She's changed so much this year, so much that sometimes it's hard to tell if this really is the same little girl I sent off to sixth grade some 9 months ago. I'm so proud of all she has accomplished, despite how hard it is to let go of this little girl. I went to her awards ceremony, where she received awards for all A honor roll, UIL Spelling, and UIL Math. She's an amazing growing girl and I'm still trying to figure out how to hold on to what I know I must begin to let go of. I would like to hold on to this time and refuse to let go, because I can clearly see what's on the horizon, and quite frankly, it scares me to think of what comes next. It feels like our grip is slowly releasing, and as normal as I know this is, it's much harder than I ever imagined it would be.

Since I started this post a day has passed, the kids are now in Florida with Nana ready for their Disney trip at the Animal Kingdom Resort. Mark and I have a week to ourselves. I think we've spent more time asking each other what we should do with ourselves than we have actually DOING something with ourselves. We went to Burger Tex, off Airport for lunch, the burgers were certainly not what I had anticipated, dehidrated beef is really what we ate, next time we'll go with what we know is good and just make the trip to Top Notch...but we were alone and that's what matters, right? We made a trip to Target to pick out a book, since the one I just started just wasn't working for me. I found a book on my "To Read" list, The Bell Jar, by Slyvia Plath. I've spent the last hour or so sipping a rita and reading my book out on the back porch in a lounge chair with the soothing sound of my dripping water fountain settting the mood. Mark's in the livingroom listening to Lyle Lovett and Bonnie Rait live. It's only 8:30 on our first of 7 nights alone.


That's all for now, I'll update with more of our kidless week soon.

Pitter Patter

After playing X-box, darts and pool alone with his daddy this afternoon, Alex was on cloud nine. Seriously. Later, I took him outside so he could ride his bike, and that happy twinkle in his eye was still present. While riding his bike he tells me "Wow, daddy and I haven't had this much boy time in a looong time!"

Nothing makes me more happy. Absolutely, nothing.

One week down, one to go

I can hardly believe it has only been ONE week without the hubster, it certainly seems like it has been much longer.
Since flying solo we've had entirely way too much going on for it to have only been one week...Four basketball games, two basketball practices, one FIRST PLACE BASKETBALL TROPHY (woohooo), two basketball meetings, one softball game, one soccer practice, one massively successful Cooper's Troopers benefit, three College Algebra classes...and the list goes on. Mark and I have joked over the phone that with all that has gone on this past week, he is fully expecting to return only to find that Alex has grown chest hair.

We miss our Marky and can't wait to see him. ONE-MORE-WEEK!

Up to our eyeballs in dogs, life

New changes in the Urben household this week. For starters, we have "aquired" a new family member, Abby. Abby is a 5 month old, 30 pound Golden Retriever, White Lab mix. Abby and her sister Ally (formerly Lily and Lisa) were surrendered to a local shelter by their owner, who was moving in to an apartment and could no longer keep these two precious sisters. It just so happens that our good friends, the Fords, have been looking for a golden for quite some time and jumped at the chance to get these girls. However, their interest in a golden stopped at 1. They adopted them both, with the plan that they could convince the Urben suckers to take on one and the sisters would not be entirely separated afterall. And now we officially have "sucker" tatooed on our foreheads, and a sweet little-big Abby to prove it. ;) Do they know us well or WHAT?

She's gettig along well with the other dogs and making progress with crate training. She is just the sweetest most precious little pup. Now that I have found my battery charger for my camera, I can take some pictures of her to post.

Let the crazy dog people comments begin!

As far as the human Urbens go, we are all doing well; Mark is enjoying his freedom from the big "D" and keeping busy with laundry, housework, golf, lunches with friends and some occasional handyman work. He's done some work for Joe and Bill, and just this week he put up a mailbox for Nana and Big Daddy's rent house, which led to another neighbors request to fix theirs as well. So far, Mark seems to be enjoying his new found freedom and working with his hands has proved to be very theraputic.

My new job is going well; I just completed my first project, and look forward to more work next week. Finding the time to fit in the new job has gone fairly smooth so far. I feel much more at ease now that I've let the cat out of the bag and informed my other boss of my new job. He was very supportive and appreciated me letting him know.

I just took my first test at school, which I'm pretty positive about. Algebra is much more interesting this time around, I'm actually ENJOYING it. I suppose growing up has helped a bit.

We're hoping to make a trip out to Nana and Big Daddy's next weekend, since the kiddos have off from school the following Monday. (yes, we're inviting ourselves Dad and Ruthie!)

I'm sure I'm forgetting something, but that's all I have time for right now. I'll update with pictures at some point.

Grannie Franny....in case you're wondering and haven't spoke to Mark yet, Abby was named in memory of your sweet girl by Miss Ashley. The name fits her well.

A wee little bump in the road

Had I created this post four days ago, I'm sure the tone would have been much less positive; but here we are four days calmer, four days wiser.

On Tuesday, after being with Dell for over 10 years, Mark was laid off. While the initial shock of it was a tough blow in so many ways, each day since has been better than the last. In fact, this has been one of the best weeks in a very long time. Mark is consistently happier than I've seen him in so, so long. While he is obviously concerned about what the future holds, he is coming to accept this new road before him with an open mind.

I really believe that he has been given a gift. Mark is an amazingly dedicated man, and worked hard to provide for his family despite being completely unfulfilled at the end of each day. I know that this is EXACTLY what he needed. This is the kick in the toukus he desperatley needed to seek out more...from life and from his career. What may come of it, I don't know, but I do know that this experience will be nothing but positive for our family, and I have no doubts that we will be just fine. We have ALL learned so much from his hard work and dedication, and will in turn continue learning in the weeks and months ahead.